Terms and Conditions

Acceptance of Terms

By accessing or using the Mobile Application, Desktop Application, Website, Store, or any services provided by Swipe, you agree to be bound by these Terms of Service. If you do not agree to all the Terms of Service of this agreement, then you may not access the Mobile Application, Desktop Application, Store, Website, platform or use any products, application, or services provided by Swipe.

Changes to Terms

Swipe may revise these Terms of Service at any time by amending this page. It is your responsibility to check this page periodically for changes. Your continued use of or access to the Mobile Application, Desktop Application, Website, Store, or any other products or services from Swipe, constitutes acceptance of such revised Terms of Service.

Changes to the Services

Swipe may, without prior notice, change the Services or the Swipe Products; add or remove functionalities or features; stop providing the Services or the Swipe Products, or features of the Services or the Swipe Products, to the Users (specifically and generally); or create usage limits for the Services or the Swipe Products.

Free plan users have full view access of data until their account turnover crosses ₹25 lakhs. After that, view access is limited to data from the past 12 months. To access full data and premium features, users can upgrade to a paid plan.

Cookies

We employ the use of cookies. By accessing Swipe, you agree to use cookies in agreement with the Nextspeed Technologies Private Limited's Privacy Policy.
Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, Nextspeed Technologies Private Limited and/or its licensors own the intellectual property rights for all material on Swipe. All intellectual property rights are reserved. You may access this from Swipe for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from Swipe
• Sell, rent or sub-license material from Swipe
• Reproduce, duplicate or copy material from Swipe
• Redistribute content from Swipe

This Agreement shall begin on the date Jan 1st, 2021.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Nextspeed Technologies Private Limited does not filter, edit, publish, or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Nextspeed Technologies Private Limited, its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, Nextspeed Technologies Private Limited shall not be liable for the Comments or for any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

Nextspeed Technologies Private Limited reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive, or causes a breach of these Terms and Conditions.

You warrant and represent that:

• You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
• The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party;
• The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material which is an invasion of privacy.
• The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant Nextspeed Technologies Private Limited a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit any of your Comments in any and all forms, formats, or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

• Government agencies;
• Search engines;
• News organizations;
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
• System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

• commonly-known consumer and/or business information sources;
• dot.com community sites;
• associations or other groups representing charities;
• online directory distributors;
• internet portals;
• accounting, law and consulting firms; and
• educational institutions and trade associations.

We will approve link requests from these organizations if we decide that:

• the link would not make us look unfavorably to ourselves or to our accredited businesses;
• the organization does not have any negative records with us;
• the benefit to us from the visibility of the hyperlink compensates the absence of Nextspeed Technologies Private Limited; and
• the link is in the context of general resource information.

These organizations may link to our home page so long as the link:

• is not in any way deceptive;
• does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and
• fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Nextspeed Technologies Private Limited. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator being linked to; or
• By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Nextspeed Technologies Private Limited's logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

Swipe shall not be liable for any documents, invoices, or any other content generated using the product Swipe. Any such documents are the sole responsibility of the user generating them. Swipe does not guarantee the accuracy, completeness, or legality of any documents generated using its product.

All intellectual property rights related to the application, including but not limited to software, designs, logos, and trademarks, are owned by Swipe. Users retain ownership of any content they upload or create on the application, but grant Swipe a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and distribute such content for the purposes of operating and promoting the application.

Payments Liability

Ownership and Rights: Swipe does not, at any point in time during any transaction between the USER and merchant/vendor or service provider, take ownership of any of the products/services provided by the merchant. Nor does Swipe, at any point, assert any rights or claims over the products/services offered by the merchant to the USER.

Refunds and Cancellations
Third-Party Terms: Refunds and cancellations for transactions processed through Swipe will be governed by the terms and conditions of the aggregator, merchant, or vendor involved in the transaction. Swipe acts as a mediator of payments and does not have a direct role in governing refund or cancellation charges.
Responsibility: Swipe is not responsible for refund or cancellation requests, including any charges arising from such requests. Users are advised to review the terms and conditions of the aggregator, merchant, or vendor before making a transaction.
Dispute Resolution: In case of any dispute regarding refunds or cancellations, Swipe will cooperate in any investigation conducted by the bank or regulatory authorities. However, Swipe's involvement is limited to providing information related to the transaction and does not guarantee any specific outcome.
Limitation of Liability: Swipe shall not be liable for any loss or damages incurred as a result of refunds, cancellations, or any charges arising therefrom. Users are advised to exercise caution and conduct due diligence before making transactions through Swipe.
Changes to Policy: Swipe reserves the right to modify or update its refunds and cancellations policy at any time.
Mediator of Payments: Swipe acts as a mediator of payments. In case of any dispute, Swipe will cooperate in the investigation done by the Bank or Regulatory Authorities.

Your Privacy

These Terms of Service refer to, incorporate, and include the privacy policy of Swipe which sets out the terms on which Swipe processes any personal data Swipe collects from you, or that you provide to Swipe. By using the Swipe Products, you consent to such processing and warrant that all data provided by you is accurate. The latest version of the Privacy Policy can be accessed athttps://getswipe.in/policy.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Abusive Language Clause

In the event that a customer engages in the use of abusive, offensive, or inappropriate language directed towards any company representative, whether through verbal communication, written correspondence, electronic communication, or any other means of interaction, the Company reserves the sole and exclusive discretion to take appropriate actions in response, without being under any obligation to do so.

Actions may include:

• Warning and Counseling: The Company may issue a formal warning to the customer, emphasizing the importance of maintaining respectful communication with its representatives.
• Termination of Communication: The Company may choose to cease or restrict further communication with the customer until a respectful and professional manner of interaction is established.
• Account Suspension or Termination: Depending on the severity of the abusive language and its impact on the well-being of company representatives, the Company may suspend or terminate the customer's account, products, or services, without any liability or obligation for refund or compensation.
• Legal Action: In cases where the abusive language constitutes harassment, hate speech, threats, or otherwise violates applicable laws, the Company may take legal action to protect its representatives and its rights.
• Review of Relationship: The Company may assess the ongoing business relationship with the customer, taking into consideration their history of communication and behavior.

It is important to note that the determination of what constitutes abusive, offensive, or inappropriate language rests solely with the Company's judgment. The Company's decision regarding the appropriate action to be taken shall be final and binding, and the customer shall not have the right to dispute or contest such decisions.

By continuing to engage in business interactions with the Company, customers implicitly agree to uphold respectful and professional communication standards. The Company's right to take actions under this clause is without prejudice to any other remedies available to it under law or contract.

This clause is a material part of the terms and conditions governing the customer's relationship with the Company and shall be interpreted and enforced in accordance with the laws of the jurisdiction governing the agreement.

By accepting the Company's products or services, the customer acknowledges and agrees to be bound by the terms of this Abusive Language Clause.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Swipe is a software provider, and while we're here to support you with using the platform, we don't provide recommendations or suggestions on legal, tax, or compliance matters related to your business.

For any such queries, we strongly recommend consulting a qualified professional — such as your CA, auditor, lawyer, or accountant — who can guide you based on your specific business needs and regulations.

DLT and SMS Information

Spidersense Technologies Private Limited is authorized to use the “Swipe” brand name for SMS and DLT communications. This permission is granted by Nextspeed Technologies Private Limited, exclusively for the management of Content Headers and Templates under the “Swipe” brand.

Invoices & Other Documents

You alone assume full responsibility for all documents—including invoices, quotations, and bills—generated through Swipe. You represent and warrant that such documents are accurate, lawful, and comply with applicable regulations (e.g., GST in India, IRS in the U.S.).

Swipe disclaims any liability for your documents' legality, accuracy, or enforceability. You agree to indemnify and hold harmless Swipe, its affiliates, directors, and employees from any claims, losses, or damages (including legal fees) arising from your documents or your failure to comply with applicable laws.

Invoice Payments & Disputes

Swipe serves solely as a software platform permitting users to create and share invoices. We do not:

• Act as a party to any transaction or enforce payment obligations;
• Provide escrow, arbitration, or dispute-resolution services;
• Verify invoice legitimacy or transaction terms.

Payments are made at the recipient's discretion. Swipe disclaims liability for any non-payment, fraud, delay, or disputes arising from transactions. Such matters must be resolved directly between the parties involved.

Support Communication & Conduct

Our primary mode of communication for customer support is via in-app chat. We encourage users to raise their queries, issues, or requests through chat so that our support team can promptly assess and assist.

While we also offer an email option atsupport@getswipe.in, we recommend chat for faster and more structured resolution.

In some cases, if our support team determines that a phone call would help resolve the issue more effectively, a call may be scheduled at the sole discretion of the support agent or relevant team member. Users are kindly requested not to insist on calls unless explicitly offered as part of the support workflow.

We strive to treat all user concerns with urgency and professionalism. In return, we ask that users communicate respectfully with our team members at all times. We do not tolerate:

• Use of abusive, profane, or threatening language;
• Aggressive or hostile behavior;
• Harassment or discriminatory remarks.
• Repeated escalation without reasonable cause

We reserve the right to restrict or revoke access to support channels—or to suspend or terminate services—if a user engages in inappropriate behavior toward our team.

We appreciate your cooperation in helping us maintain a respectful and efficient support environment.

Governing Law & Jurisdiction

• India: These Terms are governed by Indian law and subject to the jurisdiction of the courts in Hyderabad, Telangana.
• United States: These Terms are governed by the laws of the State of Delaware, and subject to the jurisdiction of the courts in Delaware, USA.

Indemnification

You agree to indemnify and hold harmless Swipe and its affiliates from all claims, liabilities, damages, losses, and expenses (including legal fees) resulting from:

• Your User Content, including invoices or documents;
• Your use of the platform for generating or sharing documents;
• Any disputes or claims by third parties relating to your use of Swipe.

Operating Office Address

201, Swipe Park View, Gachibowli

Hyderabad, India, 500032